Terms and Conditions — Smart Calculator Tool

These Terms and Conditions (“Terms”) govern your access to and use of Smart Calculator Tool (the “Service”). By using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. About the Service

Smart Calculator Tool provides calculators and related content for general informational and educational purposes. Results are not guaranteed and are not a substitute for professional advice (financial, medical, legal, engineering, or otherwise).

2. Eligibility

You must be able to form a binding contract under applicable law to use the Service. If you use the Service on behalf of an organization, you represent you have authority to bind that organization.

3. Changes to the Service and Terms

We may modify or discontinue any part of the Service and update these Terms at any time. We will post the updated Terms with a new effective date. Continued use constitutes acceptance.

4. Accounts (If Introduced)

Core tools do not require an account. If optional accounts are offered, you are responsible for maintaining the confidentiality of your credentials and for all activities under your account.

5. License and Acceptable Use

We grant you a limited, non-exclusive, non-transferable license to access and use the Service for personal or internal business purposes.

You agree not to:

6. Calculator Results and Disclaimers

Results depend on the accuracy of inputs and underlying assumptions. We strive for accuracy but do not warrant that results, formulas, or content are error-free or suitable for any specific purpose. For critical decisions, consult a qualified professional and verify results independently.

7. Intellectual Property

The Service, including text, graphics, logos, designs, and software, is owned by us or our licensors and protected by intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, or create derivative works.

8. User Content and Feedback

If you submit feedback, suggestions, or content, you grant us a perpetual, worldwide, royalty-free license to use and incorporate it without obligation to you.

9. Third-Party Links and Services

The Service may link to third-party websites or services. We do not control or endorse them and are not responsible for their content or practices.

10. Paid Features (If Any)

If premium features or subscriptions are introduced, additional terms, pricing, and refund policies will be provided at purchase. Taxes may apply.

11. Termination

We may suspend or terminate access at any time for any reason, including violations of these Terms. You may stop using the Service at any time.

12. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR USE, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIM SHALL NOT EXCEED THE GREATER OF (A) $100 OR (B) THE AMOUNT YOU PAID US IN THE 3 MONTHS PRECEDING THE CLAIM (IF ANY). Some jurisdictions do not allow certain limitations; in such cases, portions of this section may not apply.

14. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, and expenses (including attorneys’ fees) arising from your use of the Service or violation of these Terms.

15. Governing Law and Dispute Resolution

These Terms are governed by the laws of India, without regard to conflict of law principles. You agree to the exclusive jurisdiction and venue of the courts located in jaipur. If arbitration is preferred or required, insert your arbitration terms here.

16. Export and Compliance

You agree to comply with all applicable export control and sanctions laws and not use the Service where prohibited.

17. Miscellaneous

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