/* =========================================
   MORTGAGE CALCULATOR CSS
   ========================================= */

:root {
    --mortgage-gradient: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    --mortgage-gradient-2: linear-gradient(135deg, #f093fb 0%, #f5576c 100%);
    --mortgage-gradient-3: linear-gradient(135deg, #4facfe 0%, #00f2fe 100%);
    --mortgage-gradient-4: linear-gradient(135deg, #43e97b 0%, #38f9d7 100%);
    --mortgage-gradient-5: linear-gradient(135deg, #fa709a 0%, #fee140 100%);
    --mortgage-bg-dark: #0f172a;
    --mortgage-bg-card: #1e293b;
    --mortgage-bg-input: #0f172a;
    --mortgage-border: #334155;
    --mortgage-border-light: #475569;
    --mortgage-white: #ffffff;
    --mortgage-gray: #cbd5e1;
    --mortgage-muted: #94a3b8;
    --mortgage-success: #22c55e;
    --mortgage-warning: #eab308;
    --mortgage-danger: #ef4444;
    --mortgage-purple: #a855f7;
    --mortgage-blue: #3b82f6;
    --mortgage-cyan: #06b6d4;
    --mortgage-orange: #f97316;
    --mortgage-pink: #ec4899;
}

.mortgage-wrapper {
    background: linear-gradient(to bottom, var(--mortgage-bg-dark), var(--mortgage-bg-card));
    padding: 3rem 1.5rem;
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    color: var(--mortgage-white);
    line-height: 1.6;
    min-height: 100vh;
}

.mortgage-wrapper * {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

.mortgage-container {
    max-width: 1400px;
    margin: 0 auto;
}

/* Header */
.mortgage-wrapper .calc-header {
    text-align: center;
    margin-bottom: 3rem;
}

.mortgage-wrapper .header-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: var(--mortgage-gradient);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    color: var(--mortgage-white);
    box-shadow: 0 10px 40px rgba(102, 126, 234, 0.4);
}

.mortgage-wrapper .calc-title {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--mortgage-white);
    margin-bottom: 1rem;
}

.mortgage-wrapper .calc-description {
    font-size: 1.1rem;
    color: var(--mortgage-gray);
    max-width: 700px;
    margin: 0 auto;
}

/* Main Calculator Card */
.mortgage-wrapper .main-calc-card {
    background: var(--mortgage-bg-card);
    border: 1px solid var(--mortgage-border);
    border-radius: 1.5rem;
    padding: 2rem;
    margin-bottom: 2rem;
    box-shadow: 0 25px 50px rgba(0, 0, 0, 0.25);
}

.mortgage-wrapper .calc-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
}

/* Section Titles */
.mortgage-wrapper .section-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--mortgage-white);
    margin-bottom: 1.5rem;
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.mortgage-wrapper .section-title i {
    color: var(--mortgage-purple);
}

/* Input Groups */
.mortgage-wrapper .input-group {
    margin-bottom: 1.5rem;
}

.mortgage-wrapper .input-label {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.95rem;
    font-weight: 600;
    color: var(--mortgage-gray);
    margin-bottom: 0.75rem;
}

.mortgage-wrapper .input-label i {
    color: var(--mortgage-purple);
    font-size: 0.9rem;
}

.mortgage-wrapper .label-hint {
    font-size: 0.75rem;
    color: var(--mortgage-muted);
    font-weight: 400;
}

.mortgage-wrapper .input-wrapper {
    position: relative;
    display: flex;
    align-items: center;
    margin-bottom: 0.75rem;
}

.mortgage-wrapper .input-prefix,
.mortgage-wrapper .input-suffix {
    position: absolute;
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--mortgage-muted);
}

.mortgage-wrapper .input-prefix {
    left: 1.25rem;
}

.mortgage-wrapper .input-suffix {
    right: 1.25rem;
}

.mortgage-wrapper .calc-input {
    width: 100%;
    padding: 1rem 3rem;
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border-light);
    border-radius: 0.75rem;
    color: var(--mortgage-white);
    font-size: 1.25rem;
    font-weight: 700;
    transition: all 0.3s ease;
}

.mortgage-wrapper .calc-input:focus {
    outline: none;
    border-color: var(--mortgage-purple);
    box-shadow: 0 0 0 3px rgba(168, 85, 247, 0.15);
}

.mortgage-wrapper .input-hint {
    font-size: 0.8rem;
    color: var(--mortgage-cyan);
    margin-top: 0.5rem;
}

/* Sliders */
.mortgage-wrapper .slider {
    width: 100%;
    height: 6px;
    background: var(--mortgage-bg-input);
    border-radius: 3px;
    outline: none;
    margin-bottom: 0.5rem;
    -webkit-appearance: none;
}

.mortgage-wrapper .slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    background: var(--mortgage-gradient);
    cursor: pointer;
    border-radius: 50%;
    box-shadow: 0 2px 8px rgba(102, 126, 234, 0.4);
}

.mortgage-wrapper .slider::-moz-range-thumb {
    width: 20px;
    height: 20px;
    background: var(--mortgage-gradient);
    cursor: pointer;
    border-radius: 50%;
    border: none;
}

.mortgage-wrapper .slider-labels {
    display: flex;
    justify-content: space-between;
    font-size: 0.75rem;
    color: var(--mortgage-muted);
}

/* Input Tabs */
.mortgage-wrapper .input-tabs {
    display: flex;
    gap: 0.5rem;
    margin-bottom: 0.75rem;
}

.mortgage-wrapper .input-tabs.small {
    margin-bottom: 0.5rem;
}

.mortgage-wrapper .tab-btn {
    flex: 1;
    padding: 0.5rem 1rem;
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    border-radius: 0.5rem;
    color: var(--mortgage-muted);
    font-size: 0.85rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.mortgage-wrapper .tab-btn.small {
    padding: 0.4rem 0.75rem;
    font-size: 0.75rem;
}

.mortgage-wrapper .tab-btn:hover {
    border-color: var(--mortgage-purple);
    color: var(--mortgage-white);
}

.mortgage-wrapper .tab-btn.active {
    background: var(--mortgage-gradient);
    border-color: transparent;
    color: var(--mortgage-white);
}

/* Term Buttons */
.mortgage-wrapper .term-buttons {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0.5rem;
    margin-bottom: 0.75rem;
}

.mortgage-wrapper .term-btn {
    padding: 0.75rem;
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    border-radius: 0.5rem;
    color: var(--mortgage-gray);
    font-size: 0.9rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.mortgage-wrapper .term-btn:hover {
    border-color: var(--mortgage-purple);
    transform: translateY(-2px);
}

.mortgage-wrapper .term-btn.active {
    background: var(--mortgage-gradient);
    border-color: transparent;
    color: var(--mortgage-white);
}

/* Toggle Section */
.mortgage-wrapper .toggle-section {
    margin-bottom: 1.5rem;
}

.mortgage-wrapper .toggle-btn {
    width: 100%;
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 1rem 1.5rem;
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    border-radius: 0.75rem;
    color: var(--mortgage-gray);
    font-size: 0.95rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.mortgage-wrapper .toggle-btn:hover {
    border-color: var(--mortgage-purple);
}

.mortgage-wrapper .toggle-btn.active {
    background: rgba(168, 85, 247, 0.1);
    border-color: var(--mortgage-purple);
    color: var(--mortgage-white);
}

.mortgage-wrapper .toggle-arrow {
    margin-left: auto;
    transition: transform 0.3s ease;
}

.mortgage-wrapper .toggle-btn.active .toggle-arrow {
    transform: rotate(180deg);
}

/* Additional Inputs */
.mortgage-wrapper .additional-inputs {
    display: none;
    padding: 1.5rem;
    background: rgba(30, 41, 59, 0.5);
    border: 1px solid var(--mortgage-border);
    border-radius: 0.75rem;
    margin-bottom: 1.5rem;
}

.mortgage-wrapper .additional-inputs.show {
    display: block;
}

/* Results Column */
.mortgage-wrapper .calc-results {
    position: sticky;
    top: 2rem;
    height: fit-content;
}

/* Primary Result Card */
.mortgage-wrapper .result-card {
    padding: 2rem;
    background: var(--mortgage-gradient);
    border-radius: 1rem;
    text-align: center;
    margin-bottom: 1.5rem;
    box-shadow: 0 10px 30px rgba(102, 126, 234, 0.3);
}

.mortgage-wrapper .result-label {
    font-size: 0.95rem;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 0.5rem;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.mortgage-wrapper .result-value {
    font-size: 3rem;
    font-weight: 800;
    color: var(--mortgage-white);
    line-height: 1;
}

.mortgage-wrapper .result-sub {
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.8);
    margin-top: 0.5rem;
}

/* Donut Chart */
.mortgage-wrapper .chart-card {
    padding: 1.5rem;
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    border-radius: 1rem;
    margin-bottom: 1.5rem;
}

.mortgage-wrapper .chart-card h3 {
    font-size: 1rem;
    font-weight: 600;
    color: var(--mortgage-gray);
    margin-bottom: 1rem;
    text-align: center;
}

.mortgage-wrapper .donut-chart-container {
    display: flex;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.mortgage-wrapper .donut-chart {
    position: relative;
    width: 180px;
    height: 180px;
}

.mortgage-wrapper .donut-svg {
    width: 100%;
    height: 100%;
    transform: rotate(-90deg);
}

.mortgage-wrapper .donut-center {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    text-align: center;
}

.mortgage-wrapper .donut-label {
    display: block;
    font-size: 0.75rem;
    color: var(--mortgage-muted);
    text-transform: uppercase;
}

.mortgage-wrapper .donut-value {
    display: block;
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--mortgage-white);
}

/* Breakdown Legend */
.mortgage-wrapper .breakdown-legend {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.mortgage-wrapper .legend-item {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 0.5rem;
    background: var(--mortgage-bg-card);
    border-radius: 0.5rem;
}

.mortgage-wrapper .legend-color {
    width: 12px;
    height: 12px;
    border-radius: 3px;
    flex-shrink: 0;
}

.mortgage-wrapper .legend-color.principal { background: var(--mortgage-success); }
.mortgage-wrapper .legend-color.interest { background: var(--mortgage-orange); }
.mortgage-wrapper .legend-color.tax { background: var(--mortgage-blue); }
.mortgage-wrapper .legend-color.insurance { background: var(--mortgage-purple); }
.mortgage-wrapper .legend-color.pmi { background: var(--mortgage-pink); }
.mortgage-wrapper .legend-color.hoa { background: var(--mortgage-cyan); }

.mortgage-wrapper .legend-label {
    flex: 1;
    font-size: 0.85rem;
    color: var(--mortgage-gray);
}

.mortgage-wrapper .legend-value {
    font-size: 0.9rem;
    font-weight: 600;
    color: var(--mortgage-white);
}

/* Stats Grid */
.mortgage-wrapper .stats-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
    margin-bottom: 1.5rem;
}

.mortgage-wrapper .stat-card {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 1rem;
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    border-radius: 0.75rem;
}

.mortgage-wrapper .stat-icon {
    width: 40px;
    height: 40px;
    background: var(--mortgage-gradient);
    border-radius: 0.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    color: var(--mortgage-white);
}

.mortgage-wrapper .stat-label {
    font-size: 0.7rem;
    color: var(--mortgage-muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.mortgage-wrapper .stat-value {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--mortgage-cyan);
}

/* Affordability Card */
.mortgage-wrapper .affordability-card {
    padding: 1.25rem;
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    border-radius: 0.75rem;
}

.mortgage-wrapper .affordability-card h3 {
    font-size: 0.95rem;
    font-weight: 600;
    color: var(--mortgage-gray);
    margin-bottom: 1rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.mortgage-wrapper .affordability-content {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin-bottom: 1rem;
}

.mortgage-wrapper .afford-item {
    display: flex;
    justify-content: space-between;
    font-size: 0.85rem;
}

.mortgage-wrapper .afford-label {
    color: var(--mortgage-muted);
}

.mortgage-wrapper .afford-value {
    font-weight: 600;
    color: var(--mortgage-success);
}

.mortgage-wrapper .afford-hint {
    font-size: 0.75rem;
    color: var(--mortgage-muted);
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.75rem;
    background: rgba(59, 130, 246, 0.1);
    border-radius: 0.5rem;
}

/* Comparison Section */
.mortgage-wrapper .comparison-section {
    background: var(--mortgage-bg-card);
    border: 1px solid var(--mortgage-border);
    border-radius: 1.5rem;
    padding: 2rem;
    margin-bottom: 2rem;
}

.mortgage-wrapper .comparison-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
}

.mortgage-wrapper .comparison-card {
    padding: 1.5rem;
    background: var(--mortgage-bg-input);
    border: 2px solid var(--mortgage-border);
    border-radius: 1rem;
    transition: all 0.3s ease;
    cursor: pointer;
}

.mortgage-wrapper .comparison-card:hover {
    border-color: var(--mortgage-purple);
    transform: translateY(-4px);
}

.mortgage-wrapper .comparison-card.active {
    border-color: var(--mortgage-purple);
    background: rgba(168, 85, 247, 0.1);
}

.mortgage-wrapper .comparison-card .term-label {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--mortgage-white);
    margin-bottom: 0.5rem;
}

.mortgage-wrapper .comparison-card .rate-badge {
    display: inline-block;
    padding: 0.25rem 0.5rem;
    background: rgba(168, 85, 247, 0.2);
    border-radius: 0.25rem;
    font-size: 0.75rem;
    color: var(--mortgage-purple);
    margin-bottom: 1rem;
}

.mortgage-wrapper .comparison-card .payment {
    font-size: 1.75rem;
    font-weight: 800;
    color: var(--mortgage-cyan);
    margin-bottom: 0.25rem;
}

.mortgage-wrapper .comparison-card .payment-label {
    font-size: 0.75rem;
    color: var(--mortgage-muted);
    margin-bottom: 1rem;
}

.mortgage-wrapper .comparison-card .detail {
    display: flex;
    justify-content: space-between;
    font-size: 0.8rem;
    padding: 0.4rem 0;
    border-top: 1px solid var(--mortgage-border);
}

.mortgage-wrapper .comparison-card .detail span:first-child {
    color: var(--mortgage-muted);
}

.mortgage-wrapper .comparison-card .detail span:last-child {
    font-weight: 600;
    color: var(--mortgage-white);
}

.mortgage-wrapper .comparison-card .savings {
    color: var(--mortgage-success) !important;
}

/* Chart Section */
.mortgage-wrapper .chart-section {
    background: var(--mortgage-bg-card);
    border: 1px solid var(--mortgage-border);
    border-radius: 1.5rem;
    padding: 2rem;
    margin-bottom: 2rem;
}

.mortgage-wrapper .timeline-chart {
    margin-top: 1rem;
}

.mortgage-wrapper .chart-header {
    margin-bottom: 1.5rem;
}

.mortgage-wrapper .chart-legend-inline {
    display: flex;
    justify-content: center;
    gap: 2rem;
    font-size: 0.85rem;
    color: var(--mortgage-gray);
}

.mortgage-wrapper .legend-dot {
    display: inline-block;
    width: 12px;
    height: 12px;
    border-radius: 3px;
    margin-right: 0.5rem;
}

.mortgage-wrapper .legend-dot.balance { background: var(--mortgage-blue); }
.mortgage-wrapper .legend-dot.principal { background: var(--mortgage-success); }
.mortgage-wrapper .legend-dot.interest { background: var(--mortgage-orange); }

.mortgage-wrapper .chart-bars {
    display: flex;
    align-items: flex-end;
    gap: 4px;
    height: 200px;
    padding: 0 1rem;
}

.mortgage-wrapper .chart-bar {
    flex: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    cursor: pointer;
    transition: all 0.3s ease;
}

.mortgage-wrapper .chart-bar:hover .bar-stack {
    opacity: 0.8;
}

.mortgage-wrapper .bar-stack {
    width: 100%;
    display: flex;
    flex-direction: column;
    border-radius: 4px 4px 0 0;
    overflow: hidden;
}

.mortgage-wrapper .bar-segment-balance {
    background: var(--mortgage-blue);
}

.mortgage-wrapper .bar-segment-principal {
    background: var(--mortgage-success);
}

.mortgage-wrapper .bar-segment-interest {
    background: var(--mortgage-orange);
}

.mortgage-wrapper .chart-years {
    display: flex;
    gap: 4px;
    padding: 0.5rem 1rem 0;
    border-top: 1px solid var(--mortgage-border);
}

.mortgage-wrapper .year-label {
    flex: 1;
    text-align: center;
    font-size: 0.7rem;
    color: var(--mortgage-muted);
}

/* Amortization Section */
.mortgage-wrapper .amortization-section {
    background: var(--mortgage-bg-card);
    border: 1px solid var(--mortgage-border);
    border-radius: 1.5rem;
    padding: 2rem;
    margin-bottom: 2rem;
}

.mortgage-wrapper .section-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1.5rem;
    flex-wrap: wrap;
    gap: 1rem;
}

.mortgage-wrapper .schedule-controls {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.mortgage-wrapper .schedule-tabs {
    display: flex;
    gap: 0.5rem;
}

.mortgage-wrapper .schedule-tab {
    padding: 0.5rem 1.25rem;
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    border-radius: 0.5rem;
    color: var(--mortgage-muted);
    font-size: 0.9rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.mortgage-wrapper .schedule-tab:hover {
    border-color: var(--mortgage-purple);
    color: var(--mortgage-white);
}

.mortgage-wrapper .schedule-tab.active {
    background: var(--mortgage-gradient);
    border-color: transparent;
    color: var(--mortgage-white);
}

.mortgage-wrapper .btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.75rem 1.25rem;
    border: none;
    border-radius: 0.5rem;
    font-size: 0.9rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.mortgage-wrapper .btn-primary {
    background: var(--mortgage-gradient);
    color: var(--mortgage-white);
}

.mortgage-wrapper .btn-secondary {
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    color: var(--mortgage-gray);
}

.mortgage-wrapper .btn-secondary:hover {
    border-color: var(--mortgage-purple);
    color: var(--mortgage-white);
}

.mortgage-wrapper .btn-sm {
    padding: 0.5rem 1rem;
    font-size: 0.8rem;
}

.mortgage-wrapper .table-wrapper {
    overflow-x: auto;
    max-height: 500px;
    overflow-y: auto;
}

.mortgage-wrapper .amortization-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.85rem;
}

.mortgage-wrapper .amortization-table thead {
    position: sticky;
    top: 0;
    background: var(--mortgage-bg-input);
    z-index: 10;
}

.mortgage-wrapper .amortization-table th,
.mortgage-wrapper .amortization-table td {
    padding: 0.875rem 1rem;
    text-align: left;
    border-bottom: 1px solid var(--mortgage-border);
}

.mortgage-wrapper .amortization-table th {
    color: var(--mortgage-gray);
    font-weight: 600;
    white-space: nowrap;
}

.mortgage-wrapper .amortization-table td {
    color: var(--mortgage-white);
    font-family: 'Courier New', monospace;
}

.mortgage-wrapper .amortization-table tbody tr:hover {
    background: rgba(102, 126, 234, 0.05);
}

/* Extra Payments Section */
.mortgage-wrapper .extra-payments-section {
    background: var(--mortgage-bg-card);
    border: 1px solid var(--mortgage-border);
    border-radius: 1.5rem;
    padding: 2rem;
    margin-bottom: 2rem;
}

.mortgage-wrapper .extra-grid {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 2rem;
}

.mortgage-wrapper .extra-result-card {
    padding: 1.5rem;
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    border-radius: 1rem;
}

.mortgage-wrapper .extra-comparison {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 1.5rem;
    padding-bottom: 1.5rem;
    border-bottom: 1px solid var(--mortgage-border);
}

.mortgage-wrapper .comparison-item {
    text-align: center;
}

.mortgage-wrapper .comparison-item.highlight .comp-value {
    color: var(--mortgage-success);
}

.mortgage-wrapper .comp-label {
    font-size: 0.75rem;
    color: var(--mortgage-muted);
    text-transform: uppercase;
    margin-bottom: 0.25rem;
}

.mortgage-wrapper .comp-value {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--mortgage-white);
}

.mortgage-wrapper .comparison-arrow {
    color: var(--mortgage-purple);
    font-size: 1.25rem;
}

.mortgage-wrapper .savings-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
}

.mortgage-wrapper .savings-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 1rem;
    background: var(--mortgage-bg-card);
    border-radius: 0.75rem;
}

.mortgage-wrapper .savings-item i {
    font-size: 1.5rem;
    color: var(--mortgage-purple);
    margin-bottom: 0.5rem;
}

.mortgage-wrapper .savings-label {
    font-size: 0.75rem;
    color: var(--mortgage-muted);
    margin-bottom: 0.25rem;
}

.mortgage-wrapper .savings-value {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--mortgage-success);
}

/* Info Cards */
.mortgage-wrapper .info-card {
    background: var(--mortgage-bg-card);
    border: 1px solid var(--mortgage-border);
    border-radius: 1.5rem;
    padding: 2rem;
    margin-bottom: 1.5rem;
}

.mortgage-wrapper .info-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--mortgage-white);
    margin-bottom: 1.5rem;
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.mortgage-wrapper .info-title i {
    color: var(--mortgage-purple);
}

/* Mortgage Types Grid */
.mortgage-wrapper .mortgage-types-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
}

.mortgage-wrapper .type-card {
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    border-radius: 1rem;
    overflow: hidden;
}

.mortgage-wrapper .type-header {
    padding: 1.25rem;
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.mortgage-wrapper .type-header.conventional { background: var(--mortgage-gradient); }
.mortgage-wrapper .type-header.fha { background: var(--mortgage-gradient-3); }
.mortgage-wrapper .type-header.va { background: var(--mortgage-gradient-4); }
.mortgage-wrapper .type-header.usda { background: var(--mortgage-gradient-5); }

.mortgage-wrapper .type-header h3 {
    font-size: 1rem;
    font-weight: 600;
    color: var(--mortgage-white);
}

.mortgage-wrapper .type-body {
    padding: 1.25rem;
}

.mortgage-wrapper .type-body ul {
    list-style: none;
}

.mortgage-wrapper .type-body li {
    padding: 0.4rem 0;
    font-size: 0.85rem;
    color: var(--mortgage-muted);
    border-bottom: 1px solid var(--mortgage-border);
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.mortgage-wrapper .type-body li:before {
    content: "•";
    color: var(--mortgage-purple);
}

.mortgage-wrapper .type-body li:last-child {
    border-bottom: none;
}

/* Rates Grid */
.mortgage-wrapper .rates-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    margin-bottom: 1.5rem;
}

.mortgage-wrapper .rate-card {
    padding: 1.5rem;
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    border-radius: 1rem;
    text-align: center;
}

.mortgage-wrapper .rate-term {
    font-size: 1rem;
    font-weight: 600;
    color: var(--mortgage-white);
    margin-bottom: 0.75rem;
}

.mortgage-wrapper .rate-value {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--mortgage-cyan);
    margin-bottom: 0.75rem;
}

.mortgage-wrapper .rate-desc {
    font-size: 0.8rem;
    color: var(--mortgage-muted);
    line-height: 1.5;
}

.mortgage-wrapper .rates-note {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding: 1rem;
    background: rgba(59, 130, 246, 0.1);
    border-radius: 0.5rem;
    font-size: 0.85rem;
    color: var(--mortgage-cyan);
}

/* Tips Grid */
.mortgage-wrapper .tips-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
}

.mortgage-wrapper .tip-box {
    padding: 1.5rem;
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    border-radius: 1rem;
    transition: all 0.3s ease;
}

.mortgage-wrapper .tip-box:hover {
    border-color: var(--mortgage-purple);
    transform: translateY(-4px);
}

.mortgage-wrapper .tip-icon {
    width: 48px;
    height: 48px;
    background: var(--mortgage-gradient);
    border-radius: 0.75rem;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    color: var(--mortgage-white);
    margin-bottom: 1rem;
}

.mortgage-wrapper .tip-box h3 {
    font-size: 1rem;
    font-weight: 600;
    color: var(--mortgage-white);
    margin-bottom: 0.5rem;
}

.mortgage-wrapper .tip-box p {
    font-size: 0.85rem;
    color: var(--mortgage-muted);
    line-height: 1.6;
}

/* FAQ */
.mortgage-wrapper .faq-list {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
}

.mortgage-wrapper .faq-item {
    padding: 1.5rem;
    background: var(--mortgage-bg-input);
    border: 1px solid var(--mortgage-border);
    border-radius: 0.75rem;
}

.mortgage-wrapper .faq-item h3 {
    font-size: 1rem;
    font-weight: 600;
    color: var(--mortgage-white);
    margin-bottom: 0.75rem;
}

.mortgage-wrapper .faq-item p {
    font-size: 0.9rem;
    color: var(--mortgage-muted);
    line-height: 1.7;
}

/* Responsive */
@media (max-width: 1200px) {
    .mortgage-wrapper .comparison-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .mortgage-wrapper .mortgage-types-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .mortgage-wrapper .rates-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 1024px) {
    .mortgage-wrapper .calc-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .mortgage-wrapper .calc-results {
        position: static;
    }
    
    .mortgage-wrapper .tips-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .mortgage-wrapper .extra-grid {
        grid-template-columns: 1fr;
    }
    
    .mortgage-wrapper .faq-list {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .mortgage-wrapper {
        padding: 2rem 1rem;
    }
    
    .mortgage-wrapper .calc-title {
        font-size: 2rem;
    }
    
    .mortgage-wrapper .main-calc-card,
    .mortgage-wrapper .comparison-section,
    .mortgage-wrapper .chart-section,
    .mortgage-wrapper .amortization-section,
    .mortgage-wrapper .extra-payments-section,
    .mortgage-wrapper .info-card {
        padding: 1.5rem;
    }
    
    .mortgage-wrapper .comparison-grid {
        grid-template-columns: 1fr;
    }
    
    .mortgage-wrapper .stats-grid {
        grid-template-columns: 1fr;
    }
    
    .mortgage-wrapper .mortgage-types-grid {
        grid-template-columns: 1fr;
    }
    
    .mortgage-wrapper .rates-grid {
        grid-template-columns: 1fr;
    }
    
    .mortgage-wrapper .tips-grid {
        grid-template-columns: 1fr;
    }
    
    .mortgage-wrapper .term-buttons {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .mortgage-wrapper .section-header {
        flex-direction: column;
        align-items: flex-start;
    }
    
    .mortgage-wrapper .schedule-controls {
        width: 100%;
        justify-content: space-between;
    }
    
    .mortgage-wrapper .chart-legend-inline {
        flex-wrap: wrap;
        gap: 1rem;
    }
}

@media (max-width: 480px) {
    .mortgage-wrapper .calc-title {
        font-size: 1.75rem;
    }
    
    .mortgage-wrapper .header-icon {
        width: 60px;
        height: 60px;
        font-size: 1.5rem;
    }
    
    .mortgage-wrapper .result-value {
        font-size: 2.25rem;
    }
    
    .mortgage-wrapper .calc-input {
        font-size: 1rem;
        padding: 0.875rem 2.5rem;
    }
    
    .mortgage-wrapper .input-tabs {
        flex-direction: column;
    }
    
    .mortgage-wrapper .savings-grid {
        grid-template-columns: 1fr;
    }
}